The GreenSky® Loan Program’s focus is simple – to help you create the home of your dreams. From deferred interest promotions to affordable budget-minded options, our loans are an easy and convenient way to pay for any home improvement project.

Trusted and Secure

GreenSky® Direct is an offering from the GreenSky® family of programs, a leader in home improvement loans for nearly 10 years.

During that time, GreenSky has become an industry standout for innovation and smart business practices.

Now our affordable loans are available directly to homeowners, giving you the freedom to use your funds with any contractor or home improvement store.

Get a home improvement loan with 0% interest* for 12 months when you spend with a GreenSky® Pro.                                               2

Working with one of GreenSky’s trusted Pros can get you 0% interest for 12 months. It’s simple! Learn more about how to take advantage of this special offer.

**Subject to credit approval. Fixed interest rate 6.99%-23.99% based on creditworthiness for 42, 66, or 90 months. Required payments depend on timing and amount of purchases. Qualify for a promotional offer of 0% interest for 12 months when you shop with an in-network Pro.

Apply In No Time

Apply for a loan instantly. Get a decision in minutes.

Get started faster

Receive the home improvement payment card in the mail within a few days.

Work with someone you trust

Use your loan with a Pro2 and receive 0% interest for 12 months1.


Home Improvement Financing To Fit Your Needs!


  • Credit limits up to $65,000
  • Fast approvals
  • Friendly customer service
  • Multiple ways to make a payment
  • Affordable payment options

BNT Impact Windows would love to help. 

Q: Who is GreenSky and what does do it?

A: The GreenSky® Programs make it easy for contractors to offer affordable financing to customers like you. GreenSky is the servicer for one of the nation’s largest bank lending programs. Banks in the GreenSky® Programs have financed more than one million home improvement projects. We service loans on behalf of more than a dozen leading banks across the nation.

You can think of GreenSky as a link between contractors, their customers, and banks. We bring everyone together and simplify the loan process, from application to decision/approval, to payments.

Is GreenSky a lender? Who is my loan with?

A: GreenSky is not a lender. We are a service provider and program administrator for federally insured, federal and state-chartered banks that provide consumer loans under the GreenSky® Programs.

As a borrower, you received a loan agreement that identifies the bank that is offering and funding your loan. This loan agreement is between you and the funding bank directly. However, GreenSky services your loan at the direction and control of your lender, so any questions you have should be directed to us.

Is my loan tax-deductible?

A: We cannot provide you with tax advice. In general, however, GreenSky® Program installment loans are personal loans and are not mortgages that qualify for a home mortgage tax deduction.

Q: Why should I finance my project when I can pay cash or use a credit card?

A: Financing a project with a GreenSky® loan allows you to conserve both your money and your equity and typically offers a lower interest rate than a credit card. GreenSky has many promotional offerings with deferred interest benefits, but without your having to pay out of pocket all at once.

Q: What type of credit is available?

A: GreenSky loans are unsecured loans with fixed interest rates. Unlike a revolving credit card, your non-promotional monthly payment amount is always the same.

Q: How long do I have to use my loan?

A: Once approved, you have six months to
make your purchases.

Q: What is a "deferred interest" loan? Do I have 0% interest loan?

A: A deferred-interest loan is not a 0% interest loan. We have prepared a reference guide to help you understand your deferred interest loan. Understanding Your Deferred Interest Loan may be found here.

The most important things to understand about a deferred interest loan are:

  1. Your loan includes a “Promotional Period” which is shown in the Truth in Lending Disclosures of your Loan Agreement. This period typically ranges from six (6) to 18 months, but can vary.
  2. During that promotional period, interest is billed to your loan, but you are NOT REQUIRED TO PAY that interest YET.
  3. If you repay the entire purchase balance before the end of the promotional period, all interest billed to your account during the promotional period will be waived. If you do not repay the entire purchase balance before the end of the promotional period, you will be responsible for repaying the interest that was billed to your account during the promotional period and any interest that is subsequently billed to your account.

If you have a deferred interest loan, your monthly billing statement during the promotional period will show you the following information to help you manage your account to avoid paying the deferred interest:

The purchase balance amount to be repaid during the promotional period.

The specific date on which the promotional period expires.

The interest that has been billed to your account.

Q: When is my first payment due?

A: Depends on your plan. Many deferred
interest plans don’t require a payment during the promotional period. The first payment on a budget-minded plan is typically due approximately 30 days after the first purchase.

Q: When does the Deferred Interest plan promotion window begin?

A: At the time of your first transaction


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