how ygrene financing works!
How pace works!
Upgrade to lower utility bills, no upfront costs, and deferred payments for up to 12 or more months.¹
Ygrene offers an alternative way to finance energy-efficient and renewable energy upgrades for residential and commercial properties in California, Missouri, and Florida. Depending on where your property is located, it may also be eligible for upgrades that help conserve water and protect against storm damage.
As a leading Property Assessed Clean Energy (PACE) provider, Ygrene allows you to leverage the equity in your property to make it even better. Ygrene offers unique advantages including low, fixed rates, no upfront costs, and no prepayment penalties. Because Ygrene financing is an assessment of your property and not a loan or discount program, it is repaid annually with your property taxes. Approvals are based primarily on home equity.
America’s Best Financing
Ygrene’s home improvement financing beats traditional funding hands down. Ygrene has partnered with your city to offer 100% financing for energy-saving upgrades to your home or commercial building. Ygrene financing can be used for energy efficiency, renewable energy, hurricane protection and in some areas, water conversation projects. Increase the value of your property, save energy and create a safer and healthier environment when you put Ygrene to work for you.
- HIRE BNT IMPACT WINDOWS AND DOORS
- SIGN FINANCING DOCUMENTS
- COMPLETE YOUR PROJECT
- YGRENE PAYS THE CONTRACTOR FOR YOU
- PAY FINANCING ANNUALLY THROUGH PROPERTY TAXES
Thousands of people choose Ygrene. Here’s why.
Eligibility based primarily on equity²
and your ability to pay
Low, fixed interest rates ensure costs never fluctuate
independent contractors vetted and authorized by Ygrene
Lower payment options thanks to lower rates and longer financing terms
Payment protection only issues final payment to the contractor once you’re satisfied
Easy repayments made with your annual property taxes
Have more questions?
Check out our FAQs.
It’s important to us that you fully understand every aspect of your home improvement financing. Because as simple as we’ve made it, you may have questions. So, if you don’t find what you’re looking for here, please contact us. And if you already know you’re interested in seeing if your property is eligible for Ygrene PACE financing, click below to determine if you’re eligible within 5 minutes.
HOW DO IFIND OUT IF MY HOME QUALIFIED FOR YGRENE FINANCING?
It’s easy. First, check out your home’s eligibility. If your property is in one of our eligible service areas, you can apply with a team-member and get prequalified in minutes. Eligibility is primarily based on equity and your ability to pay, among other factors — not your credit score.
How do I pay for Ygrene financing
A special assessment will be added to your property tax bill as a new line item. This new annual tax payment will remain on your bill for length of the term you have chosen. Simply pay your property tax bill the same way that you always have–either when the bill arrives or via your impound/escrow account.
How often are Ygrene PACE payments due?
Payments are due on the same schedule and deadlines as your current property taxes–this applies whether you pay the tax bill directly or whether you pay monthly through an impound or escrow account. Contact your Ygrene Customer Care rep for more details.
What happens if I sell or refinance my home?
If you sell your property, payments may transfer to the new owner. Keep in mind that while property taxes are legally transferable, mortgage lenders or home buyers may require full repayment (payoff) of your remaining PACE tax obligation as a condition of a refinance or sell. So before obtaining Ygrene financing, you should consider the likelihood and timing of a possible sale or refinance, as well as the costs to repay the tax obligation.
bnt impact windows and doors
Have another question?
Our experts are here to help.
¹Subject to underwriting guidelines and approvals; deferral of first payment depends on date of funding; interest accrues after project funding.
²In California approval is based primarily on home equity and homeowner’s ability to pay. In Broward County, FL approval is based primarily on home equity and affordability.